We offer Discretionary Portfolio Management Services (PMS). We are registered and regulated under Securities Board of India (SEBI). HDFC Bank has been appointed as Custodian of our PMS. On product class basis, we fall under “Multi Asset based PMS”.
Invest For Long Term
to Create Wealth
What do we do?
Customized investment
solutions for investors
Portfolio Construction Using
Modern Portfolio Theory (MPT)
Passive investments from a
well-defined universe of Exchange Traded Funds and
Index Funds.
To beat the market, the best strategy is to reduce cost.
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Asset Allocation based Portfolio Management in Alphaa Money
Can Asset Allocation be done systematically by introducing statistical tools into finance while keeping the process simple?
This is precisely what we have set ourselves to do.
Why Asset Allocation?
This approach helps the investor to diversify efficiently by introducing discipline in investing
& helps in dealing with behavioural limitations during market excesses.
Assessment of risk appetite
Risk Profiling helps in deciding investor’s preference between preservation of capital, regular income and capital appreciation and thus determines strategic Asset Allocation.
Construction of the portfolio.
Our algorithm sets up the investor’s optimum portfolio based on their risk profile and consequent allocation of ETFs / Index funds is based on Return / Risk / Covariance framework.
Monitoring &
rebalancing portfolio.
The purpose of rebalancing is to maintain the portfolio’s original risk – return characteristics. We plan to undertake limited rebalancing being mindful of tax related implications for the investor.
Performance measurement.
In India, no Bond can be issued without credit rating. CRISIL has the best record in terms of default risk and thus, we have chosen the following benchmarks after great deliberations.
AlphaaMoney Process
Seamless, digital process right from Onboarding to Portfolio Construction and Monitoring and Re-balancing on a regular basis.
On-Boarding
Login to the platform via website or app from your computer/mobile. Update and validate your KYC and PAN details and documents.
Risk Profiling
Assess your risk profile by answering a few questions to decide the strategic asset allocation.
Portfolio Creation
Engine Room – Using MPT, our algorithm sets up the optimum portfolio tailored to the assessed risk profile.
Execution
Investor’s funds will be invested in various ETFs/Index Funds as per the optimum portfolio.
Rebalancing
Regular portfolio monitoring and rebalancing to maintain the original asset allocation.
Automation saves time.
After joining, just answer a few questions and we will customize a portfolio of diversified, low-cost ETFs and index funds designed to grow your wealth over the long term. We automatically invest in markets based on your risk profile.
Our algorithms regularly monitor and manage portfolios at a lower cost compared to active fund managers.
Our Approach
PASSIVE
Strategy
Fund Manager replicates the movement of benchmark indices so there is little/no human intervention.
Expense Ratio
ETFs and Index Funds:
Up to 1%
Who We Are
Puneet Pandey
Director
Prakhar Pandey
Director
Jayaram Srinivasan
CTO
Jyoti Prakash
Managing Partner and Fund Manager - Equity | PMS
Shilpi Dubey
Managing Partner - Institutions & Wealth, PRP professional Edge
Paramjeet Singh
Partner, Wealth and Asset Allocation
Rahul Jagetiya
Assistant Fund Manager - Equity | PMS
Harshish Kaur
Manager, Product
Vidhi Vora
Product Designer
Raishah
Product Designer
Manage your Investments
from your mobile
We construct customized, low-cost, diversified
& optimum portfolios across Equities, Bonds,
Precious Metals & Asset Backed Securities using
modern portfolio tools.
